2.60.0 Safe to install
KOHO offers a modern approach to personal finance management that appeals to many Canadians. With over 1.7 million users, it positions itself as a reliable option for those looking to optimize their spending and saving habits. The platform features a prepaid Mastercard along with various tools designed to facilitate earning, spending, borrowing, credit building, and budgeting, all within one streamlined app.
Personalized Plans for Everyone
KOHO recognizes that financial needs vary among individuals, which is why it provides three distinct plans: Essential, Extra, and Everything. Each plan caters to different spending habits and savings goals, allowing users to enhance their cash back rewards, embark on a credit-building journey, or earn higher interest rates.
Earn More, Spend Less
The platform’s cash back program incentivizes everyday purchases, offering up to 2% back on groceries, food, drink, and transportation, along with 0.5% cash back on all other purchases. This feature enhances the overall value of using KOHO for daily transactions.
Goodbye, Unnecessary Fees
One of the standout aspects of KOHO is its commitment to transparency in fees. Users will not encounter e-transfer fees, ATM withdrawal charges, or hidden costs, thereby contributing to substantial savings over time.
Build Your Credit History
KOHO’s Credit Building program simplifies the process of improving credit scores by allowing users to secure a line of credit and make timely repayments. This proactive approach to credit management can lead to substantial long-term benefits for individuals looking to bolster their credit history.
Earn Interest on Everything
The platform offers competitive interest rates on savings up to 4%, providing users with an opportunity for steady growth aligned with their financial objectives—a beneficial feature for those focused on accumulating savings efficiently.
Start Spending in Minutes
With a straightforward sign-up process that yields immediate access to a virtual card, KOHO enables users to pay bills, send Interac e-transfers, set savings goals, and contact support easily—all through the app.
Refer & Earn
The referral program further enhances the platform’s appeal by offering rewards not only for current users but also for those who joinKOHO through recommendations. Each referral earns $20 for both parties involved.
Peace of Mind Guaranteed
Partnering with Mastercard adds an extra layer of security for users' finances. Features such as card locking capabilities within the app and a zero-liability policy serve to protect against unauthorized transactions.
This fintech company cooperates with various banks to deliver innovative financial solutions while ensuring that interest rates remain competitive. As reported by reputable outlets like NASDAQ and Bloomberg, KOHO has garnered significant attention within the financial services sector and continues to be a strong contender in the market.
Please note that interest rates are calculated daily and paid monthly. They are subject to change without notice. KOHO operates from 601 West Broadway, Suite 400, Vancouver BC, V5Z 4C2.
Overview
KOHO: Canada's Money App is a Freeware software in the category Business developed by KOHO Financial.
The latest version of KOHO: Canada's Money App is 2.60.0, released on 07/04/2025. It was initially added to our database on 04/22/2025.
KOHO: Canada's Money App runs on the following operating systems: Android.
KOHO: Canada's Money App has not been rated by our users yet.
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